During current lockdown all of are facing an unprecedented situation. We probably had never been locked into our housed for such a long period. On one hand this seem to be a much-deserved compulsory holiday, however on the other hand, many of us are facing stringent cash flow crunch. Especially those who are into businesses...Read More

For most of us personal finance means doing some investment in Mutual Funds, FDs or Shares and having couple of insurance policies. It mostly doesn’t go beyond that. Some of us who are more aware, deliberate on type of insurance policy they should have, kind of mutual funds they should buy or maximum amount of...Read More

Preparedness for Education of your child Meghana and Sandeep are successful doctors in the city. Both being in the medical profession, wish their sons Gautam, 17 years old and Parag, 13 years old to become Doctors. Dr Meghana and Dr Sandeep worked hard all these years and established themselves financially well. The couple being conservative...Read More

Liquid Fund is a category of Debt Mutual Funds. Debt Mutual Funds who invest in very short-term market instruments such as treasury bills, government securities, bank certificates of deposits and corporate bills are called as Liquid Funds. Most of these instruments contain either no risk or low risk. Liquid funds are an open-ended fund investing...Read More

Investment in Mutual Funds has a lot of dynamics involved in it. Before advising investment in Mutual Funds we carry out Risk Profiling of the client. Risk Profiling helps us understand his thought process towards money. It also helps us understand his money priorities. So while deciding a Mutual Fund portfolio we take into consideration...Read More

Investment in any instrument should be according to the Risk Profile of any person. Risk ability of a youngster is usually considered to be high. Since youngsters have large time period left for investments he can afford to take the risk of generating higher returns. Mutual Funds have different types according to Risk Returns ladder....Read More

In Indian traditional Thali system we have ingredients like Dal, Chawal, Chapati, Sabji, Chutney, Raita and usually a Sweet. Since these items provide some or the other nutrient to our body since out forefather we have learnt to have these items in our food. While eating our food each of these items are eaten in...Read More

About 3 years back, a well-established architect friend of mine has been avoiding getting his financial plan done at least for the last 2 years. During this period, he saw me working on plans of many of clients. Being a friend I did not want to mix friendship and profession, hence I never insisted him...Read More

In today’s Scenario, fixed deposits are not giving good returns on the investment. They are not even beating the inflation rate. Mutual Funds are one of the best instrument to earn a good return on investment by taking the lower risk. Mutual fund has many benefits such as diversification, professional management, liquidity, tax efficiency, etc...Read More

Most new investors focus on the returns of an investment. Returns are the end result for investing activity. From the client’s perspective, expecting better returns is a justified act. After all, why should the investor be bothered about the process of investing? Whatever the financial advisor decides should be ok with the investor. But this...Read More