What is NPS? National Pension Scheme (NPS) is a Central Government initiative; a voluntary and long-term investment plan specially designed for the purpose of building a retirement corpus. The scheme is open to employees from the public, private, and even the unorganized sectors except those from the armed forces. It comes under the purview of...Read More
Portfolio building is the process of selecting and managing a diverse range of investments that align with an investor’s financial goals, risk tolerance, and investment timeframe. Building a strong investment portfolio can provide a number of benefits for investors, including: Diversification One of the primary benefits of portfolio building is diversification. Diversification is the practice...Read More
Role of Advisor in Financial Planning It is being often said that Financial Planning is unique to everyone. “One size fits all” theory does not apply in Financial Planning. So, here comes the important role of “Financial Advisor”. He or she has to analyze the person’s financial situation and offer the relevant financial advice. While...Read More
Hello everyone. Wish you a very happy new year. May it bring you Health, Wealth, and Happiness. The year 2020 is over. We have learned many lessons from 2020 such as the importance of health, savings, and the importance of having adequate insurance, etc. Many people had ignored this and they had to pay for...Read More
Parents always want their child to be independent. Physically independent, mentally & emotionally independent and also ‘Financially Independent’. But, just earning money doesn’t mean financial independence. Because managing money is much more important than earning it. If you want to make your child financially independent, then the journey begins for the early age of your...Read More
Movies are an inseparable part of our entertainment world. Movies can make us laugh, cry and can make us scared. But, apart from just entertainment, there are a lot of things which we can learn from movies such as courage from ‘Raazi’, real meaning of success from ‘3 Idiots’, patriotism from ‘URI’, determination from ‘Mary...Read More
This topic for blog came into my mind when I recently went to a College Reunion, where my friends were discussing their life goals and career goals. We were very excited as we were meeting after so many years. ‘I want to retire at 45.’ Sahil, one of my friends said. This is one of...Read More
First of all, a very Happy Diwali to all of you. May the millions of lamps of Diwali brighten your life with happiness, health & wealth. I am sure you must be very excited for this festive season. After all, it is kind of an opportunity to be happy during this pandemic situation. A lot...Read More
In this article let’s talk about most common money mistakes that many of us keep repeating, some by ignorance and some by procrastination. Financial mistakes lead to financial disasters. This can simply be attributed to our negligence. Awareness can also be an issue with some of us. Here are the most common problems and their...Read More
In this article lets understand what is risk in any investment? What are the types of Risks you are exposed to when you invest? Can you completely avoid the risk? Why risk is the most important factor in investment and how does risk affect returns on an investment? In my last article Difference between Debt...Read More