There are many types of Mutual Funds meant for the varying investment needs of people. Some investors want high returns that only stocks can deliver. Such investors can invest in Equity Mutual Funds which are among the best long-term investment options available for achieving such objectives.But these Mutual Funds have the risk of higher volatility...Read More

First of all, a very Happy Diwali to all of you. May the millions of lamps of Diwali brighten your life with happiness, health & wealth. I am sure you must be very excited for this festive season. After all, it is kind of an opportunity to be happy during this pandemic situation. A lot...Read More

In this article let’s talk about most common money mistakes that many of us keep repeating, some by ignorance and some by procrastination. Financial mistakes lead to financial disasters. This can simply be attributed to our negligence. Awareness can also be an issue with some of us. Here are the most common problems and their...Read More

In the last article-  The ‘Investment Product’ that earns 12% & more when FD offers below 7% – P2P Lending (Part 1) of this series we had seen the broad architecture of P2P lending. In this article let’s explore more details of P2P lending.  We at Bonvista are associated with Monexo (P2P Lending Platform). We...Read More

All of us vouch for investment which gives better returns but at the same time returns should be assured. We all wish to have low risk and capital protection but high returns. There is one product which can fulfill all your wishes. The name of the product is Peer 2 Peer Lending or simply, P2P...Read More

A lot has been said and discussed about asset allocation. But asset allocation remains beyond reach of common investors. Mostly you need an advisor to design asset allocation with precision. In this article we shall discuss a simpler strategy which can replace the asset allcoation. This strategy is known as Bucket Strategy. It is seen...Read More

Most of us would have been experiencing negative returns in their portfolio at this time. This article will discuss what we can do for these negative returns. The article will try to answer questions like – Can I avoid negative returns? How can I improve the returns? This article also discusses what would have gone...Read More

In this article we will understand in detail about what is an asset class.  What are the different asset classes? Why are they so important for your investment? This article is aimed at making investors understand how they can combine the asset classes to create a winning investment portfolio.  Asset is defined by Google as-...Read More

During current lockdown all of are facing an unprecedented situation. We probably had never been locked into our housed for such a long period. On one hand this seem to be a much-deserved compulsory holiday, however on the other hand, many of us are facing stringent cash flow crunch. Especially those who are into businesses...Read More

For most of us personal finance means doing some investment in Mutual Funds, FDs or Shares and having couple of insurance policies. It mostly doesn’t go beyond that. Some of us who are more aware, deliberate on type of insurance policy they should have, kind of mutual funds they should buy or maximum amount of...Read More