In March 2024, SEBI Chairman Madhabi Puri Buch stated, “Investors will benefit from knowing how many days the funds would need to exit their underlying portfolio in the event of unfavorable market conditions.” To find this period, SEBI asks Mutual Fund Companies to conduct a Stress Test. What is a Stress Test? In the case...Read More

Broadly speaking, investments may be categorized into three groups based on risk: first is high-risk ‘Equities’, second category is ‘Debt’, and the third is ‘Hybrid’ investments. Most investment consultants advise clients to create an investing plan based on their financial goals, risk tolerance, and investment horizon. However, it is difficult to classify investors as either...Read More

We all invest to generate positive returns, whether it be in stocks, gold, mutual funds, or another kind of asset. Therefore, the first thing we usually look for in an investment product is its historical return. On the other hand, there are many interpretations of return on investment. For example, you’ve probably seen terminology like...Read More

What is Profit Booking? A slang term for selling stocks or mutual funds is “profit-booking.” What it means and how it differs from terminology like redemption and rebalancing confuses a lot of investors. This provides beginners with a basic explanation. Is it Practically possible? Let’s use an example to better grasp profit booking. Let’s say...Read More

Post-retirement, a consistent cash flow is essential. For monthly income, many seniors invest in fixed-income assets like government securities (G-secs) or fixed deposits (FDs) which are very common and popular options. However, some advisors advise seniors to allocate a portion of their portfolio to equity mutual funds to take advantage of the best growth prospects...Read More

Mutual funds have become the preferred investment option for many people, offering a hassle-free way to participate in the market. However, the variety of mutual funds available can leave investors feeling overwhelmed and unsure of where to start. Here, mutual fund distributors (MFDs) play an important role in bridging the gap between investors and the...Read More

The Indian financial landscape has been a rollercoaster ride, with dramatic fluctuations in the share market and changing investor sentiments. In recent times, the nation’s equity market has seen unprecedented levels of volatility, leading to a notable decline in equity fund investments by 30% in September 2023. However, amidst this turbulence, there’s been a remarkable...Read More

Systematic Investment Plans (SIPs) have gained immense popularity among investors looking to grow their wealth steadily over time. However, there’s an advanced version of SIP called the “Step-Up SIP” that allows investors to take advantage of increasing their investments gradually. In this blog, we’ll explore the intricacies of Step-Up SIP, how it works, and why...Read More

Nowadays, investing through mutual funds is becoming increasingly popular among Indian investors. The attraction of potentially higher returns and professional management has led many investors to explore this investment option. However, it’s important to understand that not all mutual funds are suitable for every investor, and selecting the right combination of mutual fund schemes is...Read More

Imagine a small snowball rolling down a hill, gradually gathering more snow as it goes. By the time it reaches the bottom, it has transformed into a massive snow boulder. This phenomenon, where something grows exponentially over time, is precisely what happens when you harness the power of compounding in your investments. In this blog,...Read More