While investing, investors have to choose from a variety of asset classes e.g. Equity, Debt, Gold, Real Estate, Commodities etc. Mutual Fund is the instrument through which investors can take exposure to different asset classes and diversify their investment. However, selection doesn’t end here. Investors have to make choice between active v/s passive funds, growth...Read More

Women the Money Managers When we talk about Women, we know some of them as Doctors, Teachers, Professors, Engineers etc. But when the women are not working, they are called as ‘just housewife’. This word ‘Just’ before ‘Housewife’……. We need to break this bias.  ‘Nirmala Sitharaman’ is the current Finance Minister of India who represents...Read More

One of the questions you have “What is XIRR?”, if you’re like most investors and spending time looking at your portfolio. The other variation is like “What is Return on Invested Capital? “ If you’re anything like us, then you’ll struggle to get a clear picture of what XIRR means and why it matters. Let’s...Read More

People are fascinated about tips and tricks in general. These tips help to ease out life and help dealing with emergency situations. In investment, there are a few tips I would like to share with you. Having said that, there is no secret tip that would multiply your money overnight. A few habits (tips) can...Read More

Whenever we analyze a Mutual Fund Scheme, returns play an important role in deciding which scheme to select. However, ‘Returns’ can be of various types such as Trailing Returns (or just Returns as we normally call it) and Rolling Returns. What are Trailing Returns? Trailing Returns also called as Point to Point Returns are Returns...Read More

Technology Sector – One can invest in companies operating in various sectors in India. Energy, Materials, Healthcare, Financials, Consumer Discretionary etc. are few of these sectors. Information Technology (IT) is one of the important sectors in India that is boosting country’s growth. IT sector is one of the few sectors that delivered amazing returns even...Read More

  ⏳When investing in Mutual Funds, one of the most common questions is, ‘Does my money get locked up?’  In a Mutual Fund scheme, the money is Invested and not Locked, and the money always stays yours. It is simply being managed by a professional fund manager.  Your money is always easily accessible. 💸 The structure of a Mutual Fund ensures...Read More

Return Kitna Milega? Recently I was in a meeting with one of the clients Mr. Kumar and was discussing about the Investment planning. He interrupted me and asked a question by which I was not surprised at all. The most common question that clients ask even before understanding the features of the investment is “Return...Read More

Our investments are constantly exposed to some or the other risks at every point in time. Let’s understand them one by one. 💰Credit Risk: Whenever you invest in Debt type of investment, you should check the credit score or Credit rating of the institution or the instrument where you are investing your money. As there...Read More

While purchasing something valuable, you make sure about its safety. It can be House, Car, Gold or any other stuff for that matter. You insured your valuables. You would prefer a house with 24/7 Security, Car with Airbags, Jewellery to be kept in a locker. Whenever there is any chance of ‘Risk’, we take all...Read More