There are many types of Mutual Funds meant for the varying investment needs of people. Some investors want high returns that only stocks can deliver. Such investors can invest in Equity Mutual Funds which are among the best long-term investment options available for achieving such objectives.But these Mutual Funds have the risk of higher volatility...Read More

Parents always want their child to be independent. Physically independent, mentally & emotionally independent and also ‘Financially Independent’. But, just earning money doesn’t mean financial independence. Because managing money is much more important than earning it. If you want to make your child financially independent, then the journey begins for the early age of your...Read More

  ⏳When investing in Mutual Funds, one of the most common questions is, ‘Does my money get locked up?’  In a Mutual Fund scheme, the money is Invested and not Locked, and the money always stays yours. It is simply being managed by a professional fund manager.  Your money is always easily accessible. 💸 The structure of a Mutual Fund ensures...Read More

Most people think that being rich and being wealthy are the same thing. But there is a difference between the two. The rich have lots of money but the wealthy don’t worry about money. Rich might have lots of money but also might have lots of expenses that keep them up at night. This could...Read More

Most people don’t understand that when it comes to being rich, it’s not about how much money you make, it’s about how much money you keep. Most people struggle financially because they don’t know the difference between an asset and a liability. Partly this is because schools don’t teach people what an asset and liability...Read More

Return Kitna Milega? Recently I was in a meeting with one of the clients Mr. Kumar and was discussing about the Investment planning. He interrupted me and asked a question by which I was not surprised at all. The most common question that clients ask even before understanding the features of the investment is “Return...Read More

While we compare Equity and Debt and decide upon an investment the most important factors we have to decide upon are – –Risk–Liquidity-Taxation-Returns Risks:Our investments are exposed to risks such as- -Default risk or Credit Risk-Interest Rate Risk-Volatility Risk-Inflation Risk This risk is associated with both Debt and Equity. As the value of money goes...Read More

Retired people usually have their savings and investments locked up in bank FDs, PPFs, gold, pension plans, etc. Most of these options are difficult to convert to cash immediately. This may lead to undue stress in case of medical or other emergencies. Mutual Funds provide much-needed liquidity to retirees as they are easy to withdraw...Read More

Making a mistake while investing happens across all investments, and Mutual Funds are no different. Some of the common mistakes while investing in Mutual Funds are: 📌 Investing without understanding the product For example, equity funds are meant for the long term, but investors look for easy returns in the short term. 📌 Investing without...Read More

While most Indian Mutual Funds invest only in India, there are quite a few schemes that invest in overseas securities. All Mutual Fund schemes need to get Securities and Exchange Board of India (SEBI) approval before offering units to investors in India.SEBI gives an approval after scrutinising the Scheme Information Document (SID), which clearly spells...Read More