We must eat a balanced diet for the overall growth and well-being of our body. Our body needs different nutrients to keep itself healthy and fit, and one kind of food cannot provide all the necessary nutrients. Hence, we must eat different kinds of food in the right proportion to maintain our body. Each nutrient...Read More

Discipline As the name says, the investment in an SIP is systematic. Investing through SIP inculcates discipline. In an SIP a fixed amount is deducted every month from your account and invested in your selected fund. No Timing the market SIP is a periodic investment which occurs across market cycles. SIP is not free from...Read More

Whatever may be your current age and financial position, you never know what’s in store for tomorrow. If you aren’t sure about tomorrow, can you be sure that what you’ve saved for retirement will see you through till your last day? Both life expectancy and medical costs are on the rise and you don’t know...Read More

Some people like to play safe and opt for familiar options. Suppose you are in a new restaurant. The menu has exotic dishes, but you still order something familiar just to be sure you don’t regret it later. ♟️ Investing in Mutual Funds is like ordering the right dish on the menu at a restaurant....Read More

First of all, a very Happy Diwali to all of you. May the millions of lamps of Diwali brighten your life with happiness, health & wealth. I am sure you must be very excited for this festive season. After all, it is kind of an opportunity to be happy during this pandemic situation. A lot...Read More

Imagine a 50-overs cricket match in which #6 batsman walks in to bat only in the 5th over. His job is to first ensure he does not lose the wicket, and then focus on scoring runs. While saving is a must for investing, it is important to save one’s wicket in order to be able...Read More

In this article let’s talk about most common money mistakes that many of us keep repeating, some by ignorance and some by procrastination. Financial mistakes lead to financial disasters. This can simply be attributed to our negligence. Awareness can also be an issue with some of us. Here are the most common problems and their...Read More

In this article lets understand what is risk in any investment? What are the types of Risks you are exposed to when you invest? Can you completely avoid the risk? Why risk is the most important factor in investment and how does risk affect returns on an investment? In my last article Difference between Debt...Read More

This article is about two broad types of investment – Equity and Debt. We will try to answer the questions like – What is the difference between Equity and Debt? Debt is better or Equity is better for you? Debt has high risk or Equity is riskier? You would have heard that- so and so...Read More

In the last article-  The ‘Investment Product’ that earns 12% & more when FD offers below 7% – P2P Lending (Part 1) of this series we had seen the broad architecture of P2P lending. In this article let’s explore more details of P2P lending.  We at Bonvista are associated with Monexo (P2P Lending Platform). We...Read More