Technology Sector – One can invest in companies operating in various sectors in India. Energy, Materials, Healthcare, Financials, Consumer Discretionary etc. are few of these sectors. Information Technology (IT) is one of the important sectors in India that is boosting country’s growth. IT sector is one of the few sectors that delivered amazing returns even...Read More

ULIP & ELSS – Financial year end is around the corner. The most important thing that everyone has on their to-do list is investing to save tax. Tax saving investment is not something that you should do last moment. However, if you have not planned the same, we will help you out in this blog....Read More

Bonds and debentures, both fall under the debt category in investment. There are some differences between these two. We can say that all debentures can be considered bonds, however, all bonds are not debentures. Both investment products are used to generate income, from an investor’s point of view. Similarly, from a company’s or Government’s perspective, bonds...Read More

When it comes to traditional investing, Bank Fixed Deposit is the most popular investment in India. Almost every Indian must have invested their money in Bank FD. From short-term to long-term, Bank FD is the most favorite and easy to understand investment. However, whenever you are investing for long-term purpose, Fixed Deposits are not the...Read More

Owning at least one house is a dream of every Indian citizen. And to own a house, Home loan from a bank is the easiest way. When there is a loan, there is a cost attached to it and the cost is ‘Interest’ to pay. There are two types of interest that bank charges. 1.   ...Read More

This blog focuses on the Interest Rate system. We will try and answer the questions like – What does the Interest rate landscape look like? What is the basis of deciding the rate of interest? Is interest rate connected to investment risk? What are the products available starting from low interest to high interest and...Read More

In the last article-  The ‘Investment Product’ that earns 12% & more when FD offers below 7% – P2P Lending (Part 1) of this series we had seen the broad architecture of P2P lending. In this article let’s explore more details of P2P lending.  We at Bonvista are associated with Monexo (P2P Lending Platform). We...Read More

.Here is the Cambridge definition of the word ‘Procrastination’ – To keep delaying something that must be done, often because it is unpleasant or boring. The definition highlights two important aspects – 1. The thing which is being procrastinated is important 2. The thing which is being procrastinated can be boring. Let’s dwell upon financial...Read More

One of my clients called me sounding grave concerns about market volatility. He was of the opinion that he should have withdrawn the money invested in equities when markets were at the top. However, he was not willing to understand that he is talking about the actions of past in future. In a nutshell, he...Read More

What is your Money Personality? Are you a Spender? or a Saver? or an Investor? Money Personality: Spender It is said that our behavior drives our fate. More so; when it comes to the use of money. Different personalities have different spending habits. We shall learn about 3 Money Personalities – Spender, Saver and Investor....Read More