If I say, you can buy Gold without physically buying it. What would you think of me? However, it is true. Sovereign Gold Bonds (SGBs) are a type of investment scheme offered by the Government of India, to promote investment in Gold without having to physically buy it. SGBs are issued by the Reserve Bank...Read More

This is the most asked question when it comes to taxation. In the Budget 2023, Finance Minister Nirmala Sitharaman announced few changes in the New Tax regime. Three major changes in the new tax regime, which impact most of the salaried class are under, Basic exemption limit is increased up to Rs. 3 Lacs (which...Read More

  As a first step, let’s understand…… What is an investment portfolio? The investment portfolio is nothing but a basket of assets and investments. The portfolio consists of Shares, Bonds, Debentures, Mutual Funds, Bank Fixed Deposits, Other debt investments, PPF, Gold, Property, etc. In short, any asset or investment which you have, can be considered...Read More

“A key to success is Emotional Stability” Warren Buffett. How we behave is more important to be more successful in investment. Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know. – Dave Ramey In this blog, we will see a few interesting behavioral biases of investors, that influence their financial...Read More

Women the Money Managers When we talk about Women, we know some of them as Doctors, Teachers, Professors, Engineers etc. But when the women are not working, they are called as ‘just housewife’. This word ‘Just’ before ‘Housewife’……. We need to break this bias.  ‘Nirmala Sitharaman’ is the current Finance Minister of India who represents...Read More

PMS or Portfolio Management Services is a personalized service wherein a professional fund manager who specializes in the subject manages the Stock investing for an investor. PMS can also include other instruments like Bonds, Real Estate or Commodities as a part of portfolio, however, managing Stocks portfolio is most common and popular of all. In...Read More

People are fascinated about tips and tricks in general. These tips help to ease out life and help dealing with emergency situations. In investment, there are a few tips I would like to share with you. Having said that, there is no secret tip that would multiply your money overnight. A few habits (tips) can...Read More

New financial year has just begun. As mentioned in Budget 2023 & Finance Bill 2023 by the Central Government, there are some changes in existing taxation rules and some new rules are announced, which have come into effect from 01.04.2023. Let’s see the new rules, amendments & investment guidelines that are applicable from 01.04.2023.  ...Read More

By its name, you must have got little idea that both terms Tax Gain Harvesting & Tax Loss Harvesting are related to taxation. Both strategies are related to reduction in tax liability. Many people find taxation a very difficult or boring task. But, in this blog, we will make it simpler for you. Let’s first...Read More

There are just a few days left before the end of the Financial Year 2022-23. And as usual, every investor or earning member is supposed to complete a few important things before the end of FY. To avoid last-moment panic, in this blog, we are jotting down a few important points that would be helpful...Read More