In India, there are two well-liked strategies for saving/investments over a longer time horizon; “Systematic Investment Plans (SIP)” and “Recurring Deposits (RD)”. Let’s understand RD vs SIP. What is RD? RD is a savings plan that requires monthly payments. We can start in Banks or Post Offices. In RD, you invest some money (as you...Read More

Investing is similar to going on a financial trip to increase your wealth. This trip does not, however, come without its deviations. The relationship between risk and return is one important idea that all investors need to understand. To put it simply, it’s about striking the correct balance between the amount of risk you’re willing...Read More

Investing has crossed regional boundaries in today’s interconnected globe. The growth of international mutual funds has expanded the options available to investors looking to diversify their portfolios outside their native nations. These funds provide a one-of-a-kind opportunity to tap into the potential of global markets, opening the door to a world of diverse development and...Read More

Will you be able to diversify into different asset classes through just one avenue? Yes… definitely. Mutual funds are the one avenue that allows you to invest in different asset classes such as Equity, Debt, Gold, Cash, etc.  Now, once you decide to construct a portfolio that provides you diversification and growth, the question comes...Read More

The question is – can you avoid the risk of an accident while traveling. No, you can not. But you can certainly ‘Manage the Risk’ Similarly, in investment, one needs to manage the risk by solid Risk Management principles. However, we need to understand one more ‘Very Important’ principle of investing. This principle says that...Read More

Below are the differences between ELSS and PPF: ♟️ Risk Public Provident Fund PPF investment is low risk as the Government of India backs it. On the other hand, ELSS funds invest in equity and equity-related instruments and are exposed to market risks, which makes them a better investment option for those who are willing...Read More

Imagine a 50-overs cricket match in which #6 batsman walks in to bat only in the 5th over. His job is to first ensure he does not lose the wicket, and then focus on scoring runs. While saving is a must for investing, it is important to save one’s wicket in order to be able...Read More

In this article lets understand what is risk in any investment? What are the types of Risks you are exposed to when you invest? Can you completely avoid the risk? Why risk is the most important factor in investment and how does risk affect returns on an investment? In my last article Difference between Debt...Read More

This article is about two broad types of investment – Equity and Debt. We will try to answer the questions like – What is the difference between Equity and Debt? Debt is better or Equity is better for you? Debt has high risk or Equity is riskier? You would have heard that- so and so...Read More

In the last article-  The ‘Investment Product’ that earns 12% & more when FD offers below 7% – P2P Lending (Part 1) of this series we had seen the broad architecture of P2P lending. In this article let’s explore more details of P2P lending.  We at Bonvista are associated with Monexo (P2P Lending Platform). We...Read More