In a world where financial aspirations often outpace income, it’s easy to find yourself fascinated by the complicated web of debt. Debt is nothing but loans. We hear news on TV every day about people committing suicide due to the burden of loans. The debt trap is a distressing reality for many individuals and families,...Read More
Have you ever heard of a diet that doesn’t need calorie tracking? Prepare yourself to go on a journey to financial fitness with the one and only Financial Diet! In today’s society, we are constantly caught up in a whirlwind of bills and financial stress. It’s easy to overlook the importance of eating...Read More
In Mutual Fund Investments, there are two types of gains that an investor can earn. The first one is earnings from Dividends & the second one is earnings from Capital Gain. In Capital Gain, there are two types w.r.t Income Tax Act. Short-Term Capital Gain Long-Term Capital Gain In this blog, we are going to see...Read More
The basic principle behind age-based asset allocation is that your exposure to portfolio risk needs to reduce with age. As a person grows old he is willing to take the lesser risk. Hence a person approaching his retirement may wish to invest in Assets having lower risk and assets having higher liquidity (Asset Allocation). This...Read More
While we compare Equity and Debt and decide upon an investment the most important factors we have to decide upon are – –Risk–Liquidity-Taxation-Returns Risks:Our investments are exposed to risks such as- -Default risk or Credit Risk-Interest Rate Risk-Volatility Risk-Inflation Risk This risk is associated with both Debt and Equity. As the value of money goes...Read More
Our choice of meals when we dine depend largely on the time at hand, the occasion and of course, our mood. If we’re in a hurry, say during an office lunch or eating before boarding a bus/train, we may opt for a combo meal. Or if we know a combo meal is famous, we may...Read More
While purchasing something valuable, you make sure about its safety. It can be House, Car, Gold or any other stuff for that matter. You insured your valuables. You would prefer a house with 24/7 Security, Car with Airbags, Jewellery to be kept in a locker. Whenever there is any chance of ‘Risk’, we take all...Read More
This article is about two broad types of investment – Equity and Debt. We will try to answer the questions like – What is the difference between Equity and Debt? Debt is better or Equity is better for you? Debt has high risk or Equity is riskier? You would have heard that- so and so...Read More
Measuring our own financial fitness is scary. Why? Because it tells us about our own financial misdeeds. And exactly this is why measuring financial health becomes inevitable. They say- What gets measured gets Managed. So, to manage better, measure first. What is financial fitness? Doctors measure your Height, Weight, Blood Pressure, Blood Sugar etc....Read More
