As a first step, let’s understand…… What is an investment portfolio? The investment portfolio is nothing but a basket of assets and investments. The portfolio consists of Shares, Bonds, Debentures, Mutual Funds, Bank Fixed Deposits, Other debt investments, PPF, Gold, Property, etc. In short, any asset or investment which you have, can be considered...Read More

“A key to success is Emotional Stability” Warren Buffett. How we behave is more important to be more successful in investment. Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know. – Dave Ramey In this blog, we will see a few interesting behavioral biases of investors, that influence their financial...Read More

Women the Money Managers When we talk about Women, we know some of them as Doctors, Teachers, Professors, Engineers etc. But when the women are not working, they are called as ‘just housewife’. This word ‘Just’ before ‘Housewife’……. We need to break this bias.  ‘Nirmala Sitharaman’ is the current Finance Minister of India who represents...Read More

One of the questions you have “What is XIRR?”, if you’re like most investors and spending time looking at your portfolio. The other variation is like “What is Return on Invested Capital? “ If you’re anything like us, then you’ll struggle to get a clear picture of what XIRR means and why it matters. Let’s...Read More

Importance of Diversification in Investment cannot be underestimated. We have talked about it a lot. Right Proportion of Asset Mix i.e. Equity, Debt, Gold, Cash etc. is required as per the Risk appetite. In 2013, Gold was around Rs. 29600/- (per 10 grams) and in 2023 till date Gold has crossed Rs. 61000/- (per 10...Read More

PMS or Portfolio Management Services is a personalized service wherein a professional fund manager who specializes in the subject manages the Stock investing for an investor. PMS can also include other instruments like Bonds, Real Estate or Commodities as a part of portfolio, however, managing Stocks portfolio is most common and popular of all. In...Read More

People are fascinated about tips and tricks in general. These tips help to ease out life and help dealing with emergency situations. In investment, there are a few tips I would like to share with you. Having said that, there is no secret tip that would multiply your money overnight. A few habits (tips) can...Read More

New financial year has just begun. As mentioned in Budget 2023 & Finance Bill 2023 by the Central Government, there are some changes in existing taxation rules and some new rules are announced, which have come into effect from 01.04.2023. Let’s see the new rules, amendments & investment guidelines that are applicable from 01.04.2023.  ...Read More

Investing in mutual funds can be an excellent way for young investors to grow their wealth and achieve their financial goals. However, with so many mutual funds available in the market, choosing the right one can be overwhelming. In this blog post, we’ll provide some tips for young investors planning to invest in mutual funds....Read More

When it comes to investing in mutual funds, one of the most important steps is determining your risk profile. Risk profiling is the process of assessing an investor’s risk tolerance, or their ability to handle fluctuations in the value of their investments. By understanding your risk profile, you can select mutual funds that are better...Read More