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Retirement
After reading the post’s title, I’m sure many of you are going through some pretty terrible emotions right now. Many of you will likewise be afraid about your lack of financial competence. If, however, that is not the case, you are a fortunate person who is doing well. You are capable of managing crises without...
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Financial Goals
A wish list to fulfill financial goals, to achieve some targets is an important part of one’s life. Everyone dreams of achieving something in life. When you are in your 20s and 30s, things go a little differently. Generally, when we start earning, we tend to spend a large of our earnings on material things....
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NPS
What is NPS? National Pension Scheme (NPS) is a Central Government initiative; a voluntary and long-term investment plan specially designed for the purpose of building a retirement corpus. The scheme is open to employees from the public, private, and even the unorganized sectors except those from the armed forces. It comes under the purview of...
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Retirement Planning
Whatever may be your current age and financial position, you never know what’s in store for tomorrow. If you aren’t sure about tomorrow, can you be sure that what you’ve saved for retirement will see you through till your last day? Both life expectancy and medical costs are on the rise and you don’t know...
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Few mistakes people make while executing retirement plan can be as below- Not accounting for the inflation correctly. Missing on counting on Medical inflation which is one of the highest. Not considering the realistic returns while calculating the future cash flow Not accounting for the Life Style related inflation Not accounting for increasing life expectancy...
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