In March 2024, SEBI Chairman Madhabi Puri Buch stated, “Investors will benefit from knowing how many days the funds would need to exit their underlying portfolio in the event of unfavorable market conditions.” To find this period, SEBI asks Mutual Fund Companies to conduct a Stress Test. What is a Stress Test? In the case...Read More

Putting your hard-earned money into investments can be nerve-wracking and exciting at the same time, especially given how volatile the Indian market is. A crucial tactic that smart investors swear by is “Asset Allocation.” However, what is it precisely, and why is it so significant? What exactly is Asset Allocation? Using an Asset Allocation strategy...Read More

PMS or Portfolio Management Services is a personalized service wherein a professional fund manager who specializes in the subject manages the Stock investing for an investor. PMS can also include other instruments like Bonds, Real Estate or Commodities as a part of portfolio, however, managing Stocks portfolio is most common and popular of all. In...Read More

People are fascinated about tips and tricks in general. These tips help to ease out life and help dealing with emergency situations. In investment, there are a few tips I would like to share with you. Having said that, there is no secret tip that would multiply your money overnight. A few habits (tips) can...Read More

Portfolio building is the process of selecting and managing a diverse range of investments that align with an investor’s financial goals, risk tolerance, and investment timeframe. Building a strong investment portfolio can provide a number of benefits for investors, including: Diversification One of the primary benefits of portfolio building is diversification. Diversification is the practice...Read More

We often hear about Active and Passive Mutual Funds. In this blog let’s understand the difference between them. There are two ways in which investments in Mutual Funds can be managed. These are “Active and Passive”. When we invest in Mutual Funds, a Fund Manager buys assets such as Equity, Debt, Gold as per the...Read More

Whenever we analyze a Mutual Fund Scheme, returns play an important role in deciding which scheme to select. However, ‘Returns’ can be of various types such as Trailing Returns (or just Returns as we normally call it) and Rolling Returns. What are Trailing Returns? Trailing Returns also called as Point to Point Returns are Returns...Read More

Will you be able to diversify into different asset classes through just one avenue? Yes… definitely. Mutual funds are the one avenue that allows you to invest in different asset classes such as Equity, Debt, Gold, Cash, etc.  Now, once you decide to construct a portfolio that provides you diversification and growth, the question comes...Read More

The basic principle behind age-based asset allocation is that your exposure to portfolio risk needs to reduce with age. As a person grows old he is willing to take the lesser risk. Hence a person approaching his retirement may wish to invest in Assets having lower risk and assets having higher liquidity (Asset Allocation). This...Read More

While we compare Equity and Debt and decide upon an investment the most important factors we have to decide upon are – –Risk–Liquidity-Taxation-Returns Risks:Our investments are exposed to risks such as- -Default risk or Credit Risk-Interest Rate Risk-Volatility Risk-Inflation Risk This risk is associated with both Debt and Equity. As the value of money goes...Read More