What is NPS? National Pension Scheme (NPS) is a Central Government initiative; a voluntary and long-term investment plan specially designed for the purpose of building a retirement corpus. The scheme is open to employees from the public, private, and even the unorganized sectors except those from the armed forces. It comes under the purview of...Read More

Retired people usually have their savings and investments locked up in bank FDs, PPFs, gold, pension plans, etc. Most of these options are difficult to convert to cash immediately. This may lead to undue stress in case of medical or other emergencies. Mutual Funds provide much-needed liquidity to retirees as they are easy to withdraw...Read More