By its name, you must have got little idea that both terms Tax Gain Harvesting & Tax Loss Harvesting are related to taxation. Both strategies are related to reduction in tax liability. Many people find taxation a very difficult or boring task. But, in this blog, we will make it simpler for you. Let’s first...Read More

In Mutual Fund Investments, there are two types of gains that an investor can earn. The first one is earnings from Dividends & the second one is earnings from Capital Gain. In Capital Gain, there are two types w.r.t Income Tax Act. Short-Term Capital Gain Long-Term Capital Gain In this blog, we are going to see...Read More

Role of Advisor in Financial Planning It is being often said that Financial Planning is unique to everyone. “One size fits all” theory does not apply in Financial Planning. So, here comes the important role of “Financial Advisor”. He or she has to analyze the person’s financial situation and offer the relevant financial advice. While...Read More

We often hear about Active and Passive Mutual Funds. In this blog let’s understand the difference between them. There are two ways in which investments in Mutual Funds can be managed. These are “Active and Passive”. When we invest in Mutual Funds, a Fund Manager buys assets such as Equity, Debt, Gold as per the...Read More

Mutual Funds investments are most looked up to for the growth of money. Growth is a basic purpose of any investment. Hence, it is an important aspect to know the rate of growth or the percentage at which our investment is growing. Now, you would say that we know the returns on our investment. We...Read More

Will you be able to diversify into different asset classes through just one avenue? Yes… definitely. Mutual funds are the one avenue that allows you to invest in different asset classes such as Equity, Debt, Gold, Cash, etc.  Now, once you decide to construct a portfolio that provides you diversification and growth, the question comes...Read More

One of the most important considerations before choosing an investment avenue is the expected “time horizon”, i.e. time in days, months or years that an investor intends to stay invested. All investments should ideally result from a financial or investment plan. Such plans usually indicate how long it would take for a financial objective to...Read More

There are many types of Mutual Funds meant for the varying investment needs of people. Some investors want high returns that only stocks can deliver. Such investors can invest in Equity Mutual Funds which are among the best long-term investment options available for achieving such objectives.But these Mutual Funds have the risk of higher volatility...Read More

Most people think that being rich and being wealthy are the same thing. But there is a difference between the two. The rich have lots of money but the wealthy don’t worry about money. Rich might have lots of money but also might have lots of expenses that keep them up at night. This could...Read More

Most people don’t understand that when it comes to being rich, it’s not about how much money you make, it’s about how much money you keep. Most people struggle financially because they don’t know the difference between an asset and a liability. Partly this is because schools don’t teach people what an asset and liability...Read More