For most people, the New Financial Year begins tax-saving calculation. The last three months of the fiscal year (January to March) are when most of taxpayers complete their investments. This is the time of year when a lot of people who chose to pay taxes under the previous system will be rushing to locate investments...Read More

In India, there are two well-liked strategies for saving/investments over a longer time horizon; “Systematic Investment Plans (SIP)” and “Recurring Deposits (RD)”. Let’s understand RD vs SIP. What is RD? RD is a savings plan that requires monthly payments. We can start in Banks or Post Offices. In RD, you invest some money (as you...Read More

Importance of Diversification in Investment cannot be underestimated. We have talked about it a lot. Right Proportion of Asset Mix i.e. Equity, Debt, Gold, Cash etc. is required as per the Risk appetite. In 2013, Gold was around Rs. 29600/- (per 10 grams) and in 2023 till date Gold has crossed Rs. 61000/- (per 10...Read More

While purchasing something valuable, you make sure about its safety. It can be House, Car, Gold or any other stuff for that matter. You insured your valuables. You would prefer a house with 24/7 Security, Car with Airbags, Jewellery to be kept in a locker. Whenever there is any chance of ‘Risk’, we take all...Read More

This article is about two broad types of investment – Equity and Debt. We will try to answer the questions like – What is the difference between Equity and Debt? Debt is better or Equity is better for you? Debt has high risk or Equity is riskier? You would have heard that- so and so...Read More