No matter how much you earn, at times, salaried people are unable to save enough. Be it Rs. 0.50 Lakh, Rs. 1 Lakhs, or Rs. 5 Lakhs, monthly income, the same is not adequate to fulfill the financial goals. In this blog, let’s deeper get into the reason for this. You might think that below...Read More

Retirement marks a new chapter in life, and making the right investment choices is crucial to securing a comfortable future. However, with great opportunity comes great responsibility. As the retirement corpus is the biggest amount that a person receives in their lifetime, it is very important to deploy that money wisely. In this blog, we’ll...Read More

Role of Advisor in Financial Planning It is being often said that Financial Planning is unique to everyone. “One size fits all” theory does not apply in Financial Planning. So, here comes the important role of “Financial Advisor”. He or she has to analyze the person’s financial situation and offer the relevant financial advice. While...Read More

Bonds and debentures, both fall under the debt category in investment. There are some differences between these two. We can say that all debentures can be considered bonds, however, all bonds are not debentures. Both investment products are used to generate income, from an investor’s point of view. Similarly, from a company’s or Government’s perspective, bonds...Read More

Hello everyone. Wish you a very happy new year. May it bring you Health, Wealth, and Happiness. The year 2020 is over. We have learned many lessons from 2020 such as the importance of health, savings, and the importance of having adequate insurance, etc. Many people had ignored this and they had to pay for...Read More

Parents always want their child to be independent. Physically independent, mentally & emotionally independent and also ‘Financially Independent’. But, just earning money doesn’t mean financial independence. Because managing money is much more important than earning it. If you want to make your child financially independent, then the journey begins for the early age of your...Read More

Most people don’t understand that when it comes to being rich, it’s not about how much money you make, it’s about how much money you keep. Most people struggle financially because they don’t know the difference between an asset and a liability. Partly this is because schools don’t teach people what an asset and liability...Read More

In this article lets understand what is risk in any investment? What are the types of Risks you are exposed to when you invest? Can you completely avoid the risk? Why risk is the most important factor in investment and how does risk affect returns on an investment? In my last article Difference between Debt...Read More

In the last article-  The ‘Investment Product’ that earns 12% & more when FD offers below 7% – P2P Lending (Part 1) of this series we had seen the broad architecture of P2P lending. In this article let’s explore more details of P2P lending.  We at Bonvista are associated with Monexo (P2P Lending Platform). We...Read More

Most of us would have been experiencing negative returns in their portfolio at this time. This article will discuss what we can do for these negative returns. The article will try to answer questions like – Can I avoid negative returns? How can I improve the returns? This article also discusses what would have gone...Read More