Mutual Fund NAV (Net Asset Value) is the most common word used in the Mutual Fund industry and it is closely watched. In the Stock Market, the price of a particular share goes up and down, and investors experience profits or losses accordingly. Likewise, in Mutual Funds, if the NAV goes up, investors make profits...Read More

In Mutual Fund Investments, there are two types of gains that an investor can earn. The first one is earnings from Dividends & the second one is earnings from Capital Gain. In Capital Gain, there are two types w.r.t Income Tax Act. Short-Term Capital Gain Long-Term Capital Gain In this blog, we are going to see...Read More

Will you be able to diversify into different asset classes through just one avenue? Yes… definitely. Mutual funds are the one avenue that allows you to invest in different asset classes such as Equity, Debt, Gold, Cash, etc.  Now, once you decide to construct a portfolio that provides you diversification and growth, the question comes...Read More

Various types of Mutual Funds schemes exist to cater to different needs of different people. Largely there are three types mutual funds. Equity or Growth Funds These invest predominantly in equities i.e. shares of companies The primary objective is wealth creation or capital appreciation. Examples: 1. “Large Cap” funds which invest predominantly in companies that...Read More

There are many types of Mutual Funds meant for the varying investment needs of people. Some investors want high returns that only stocks can deliver. Such investors can invest in Equity Mutual Funds which are among the best long-term investment options available for achieving such objectives.But these Mutual Funds have the risk of higher volatility...Read More

  ⏳When investing in Mutual Funds, one of the most common questions is, ‘Does my money get locked up?’  In a Mutual Fund scheme, the money is Invested and not Locked, and the money always stays yours. It is simply being managed by a professional fund manager.  Your money is always easily accessible. 💸 The structure of a Mutual Fund ensures...Read More

Our investments are constantly exposed to some or the other risks at every point in time. Let’s understand them one by one. 💰Credit Risk: Whenever you invest in Debt type of investment, you should check the credit score or Credit rating of the institution or the instrument where you are investing your money. As there...Read More

The basic principle behind age-based asset allocation is that your exposure to portfolio risk needs to reduce with age. As a person grows old he is willing to take the lesser risk. Hence a person approaching his retirement may wish to invest in Assets having lower risk and assets having higher liquidity (Asset Allocation). This...Read More

While we compare Equity and Debt and decide upon an investment the most important factors we have to decide upon are – –Risk–Liquidity-Taxation-Returns Risks:Our investments are exposed to risks such as- -Default risk or Credit Risk-Interest Rate Risk-Volatility Risk-Inflation Risk This risk is associated with both Debt and Equity. As the value of money goes...Read More

Our choice of meals when we dine depend largely on the time at hand, the occasion and of course, our mood. If we’re in a hurry, say during an office lunch or eating before boarding a bus/train, we may opt for a combo meal. Or if we know a combo meal is famous, we may...Read More