Making a mistake while investing happens across all investments, and Mutual Funds are no different. Some of the common mistakes while investing in Mutual Funds are: 📌 Investing without understanding the product For example, equity funds are meant for the long term, but investors look for easy returns in the short term. 📌 Investing without...Read More

Below are the differences between ELSS and PPF: ♟️ Risk Public Provident Fund PPF investment is low risk as the Government of India backs it. On the other hand, ELSS funds invest in equity and equity-related instruments and are exposed to market risks, which makes them a better investment option for those who are willing...Read More

While most Indian Mutual Funds invest only in India, there are quite a few schemes that invest in overseas securities. All Mutual Fund schemes need to get Securities and Exchange Board of India (SEBI) approval before offering units to investors in India.SEBI gives an approval after scrutinising the Scheme Information Document (SID), which clearly spells...Read More

Index Funds are passively managed Mutual Funds that simply copy a popular market index like the Sensex or Nifty. While Index Funds carry relatively lower market risk as compared to actively managed funds. The fund must hold all the securities in the index in the same proportion. Hence, the fund manager has limited ability to...Read More

We must eat a balanced diet for the overall growth and well-being of our body. Our body needs different nutrients to keep itself healthy and fit, and one kind of food cannot provide all the necessary nutrients. Hence, we must eat different kinds of food in the right proportion to maintain our body. Each nutrient...Read More

Discipline As the name says, the investment in an SIP is systematic. Investing through SIP inculcates discipline. In an SIP a fixed amount is deducted every month from your account and invested in your selected fund. No Timing the market SIP is a periodic investment which occurs across market cycles. SIP is not free from...Read More

Whatever may be your current age and financial position, you never know what’s in store for tomorrow. If you aren’t sure about tomorrow, can you be sure that what you’ve saved for retirement will see you through till your last day? Both life expectancy and medical costs are on the rise and you don’t know...Read More

Some people like to play safe and opt for familiar options. Suppose you are in a new restaurant. The menu has exotic dishes, but you still order something familiar just to be sure you don’t regret it later. ♟️ Investing in Mutual Funds is like ordering the right dish on the menu at a restaurant....Read More

Imagine a 50-overs cricket match in which #6 batsman walks in to bat only in the 5th over. His job is to first ensure he does not lose the wicket, and then focus on scoring runs. While saving is a must for investing, it is important to save one’s wicket in order to be able...Read More